Commercial truck on highway
Commercial Truck Insurance Specialists

Coverage that moves with your business

Protecting owner-operators and fleets across 48 states. Get an instant quote using your DOT number — no paperwork, no runaround.

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FMCSA auto-fill
Owner-operators welcome
Same-day quotes
All fleet sizes
48 states covered
No obligation
Professional truck driver
About Truck Insurance Live

Built by truckers, for truckers

At Truck Insurance Live, we know the trucking industry inside and out. With over 15 years of experience insuring commercial carriers, we specialize in finding the right coverage at the right price — whether you're running one truck or managing a fleet of 50.

We work with top-rated carriers to get you the best rates fast. No confusing forms, no waiting days for a callback. Just enter your DOT number and we'll do the rest.

Licensed in all 48 contiguous states
A+ rated insurance carriers
Same-day quotes, real agents
DOT# auto-fill saves you time
1,200+
Carriers insured
15
Years experience
48
States covered
A+
Carrier rated
What we cover

Coverage for every type of operation

From single owner-operators to large fleets, we have the solutions to keep you protected on every mile.

Primary liability

Required federal coverage protecting against damage or injury caused while operating your truck.

Physical damage

Covers repair or replacement of your truck from collision, theft, fire, and weather events.

Cargo insurance

Protects the freight you're hauling against loss, theft, or damage in transit.

Bobtail / NTL

Non-trucking liability covers you when driving without a load or outside of dispatch.

HAZMAT

Specialized coverage for carriers transporting hazardous materials and regulated cargo.

Fleet policies

Bundled coverage for operations running multiple trucks — often at significant savings.

Why choose us

The faster, smarter way to get insured

Fast quotes

Instant DOT# lookup

Enter your DOT number and we pull everything from FMCSA automatically. No long forms to fill out.

Expert agents

Real agents, real answers

You'll always talk to an experienced insurance professional who knows the trucking industry.

Best rates

Competitive rates

We shop multiple A+ rated carriers to find you the best coverage at the lowest possible price.

Truck on open road
Ready to get covered?

Get your quote in under 2 minutes

Just enter your DOT number — we pull your FMCSA data automatically so you don't have to fill out a long form.

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Resources & insights

Trucking insurance blog

Primary liability
Coverage tips

What every owner-operator needs to know about primary liability

Federal minimums may not be enough. Here's how to make sure you're truly protected.

March 18, 2025
Read more →
Insurance rates
Rates & savings

5 factors that affect your commercial truck insurance premium

From your safety rating to cargo type, we break down what insurers look at.

February 5, 2025
Read more →
FMCSA compliance
Compliance

FMCSA insurance filing requirements: a plain-language guide

BMC-91, BMC-34, MCS-90 — we explain what each means and when you need it filed.

January 14, 2025
Read more →
Contact us

A real person answers every call

We're not a call center. When you reach out to Truck Insurance Live, you talk to an experienced agent who knows the industry.

(555) 000-0000
info@truckinsurancelive.com
Mon–Fri, 8am–6pm EST

Send us a message